Thursday, April 5, 2018

Green Cleaning Supplies &Recipes







Once you have a system in place for cleaning with your own natural ingredients you’ll realize how easy and economic it is to use simple items from your pantry.

You can get the job done and know that what is going down your drain won’t have a negative impact on our bodies and on our environment.

Another byproduct is that you will need to recycle less as you won’t be buying as much packaging. Precycling (not owning items that need to be recycled in the first place) is the best way to save our environment.

Sustainability is a goal we should strive for daily. Please consider using ingredients in your daily life that enhances and promotes sustainability.

Sustainability’s most popular meaning is to "meet present needs without compromising the ability of future generations to meet their needs"

How can you clean with natural, non-toxic products and save money? Make your own. It is easy and straightforward. All you will need for the following nontoxic cleaning recipes are:



• Baking Soda - cleans, deodorizes, softens water, scours.

• Liquid vegetable soaps called castile soap

• Soap - unscented soap in liquid form, flakes, powders or bars is biodegradable and will clean just about anything. Avoid using soaps which contain petroleum distillates.

• Lemon - one of the strongest food-acids, effective against most household bacteria.

• Borax - (sodium borate) cleans, deodorizes, disinfects, softens water, cleans wallpaper, painted walls and floors.

• White Vinegar - cuts grease, removes mildew, odors, some stains and wax build-up.

• Washing Soda - or SAL Soda is sodium carbonate decahydrate, a mineral. Washing soda cuts grease, removes stains, softens water, cleans wall, tiles, sinks and tubs. Use care, as washing soda can irritate mucous membranes. Do not use on aluminum.

• Isopropyl Alcohol - is an excellent disinfectant. (It has been suggested to replace this with ethanol or 100 proof alcohol in solution with water. There is some indication that isopropyl alcohol buildup contributes to illness in the body. See http://drclark.ch/g)

• Cornstarch - can be used to clean windows, polish furniture, shampoo carpets and rugs.

• Citrus Solvent - cleans paint brushes, oil and grease, some stains. (Citrus solvent may cause skin, lung or eye irritations for people with multiple chemical sensitivities.)

• Trisodium phosphate (TSP) - a mixture of soda ash and phosphoric acid. TSP is toxic if swallowed, but it can be used on many jobs, such as cleaning drains



Baking soda – abrasive properties

Hydrogen Peroxide-disinfectant, antiseptic & oxidizer

Tea tree oil – antimicrobial

Lavender essential oil –antiseptic and antifungal properties

Clean spray bottles

Glass jars



You should be able to find these products locally at Cityfeed & Supply, The Harvest Co-op, & The Boston Building Material Co-op. Ounce for ounce-- homemade cleaning formulas cost about one-tenth the price of their commercial counterparts—and that includes costly, but worthwhile essential oils and concentrated, all-purpose detergents for homemade recipes.



Note: Make sure to label all your homemade cleaning products, and keep them away from pets and children.



WINDOW CLEANER



¼ – ½-tablespoon liquid castile soap

3 tablespoons vinegar

2 cups water

Spray bottle



Put all the ingredients into a spray bottle, shake and use as you would a commercial brand. The soap in this recipe is important. It cuts the wax residue from the commercial brands you may have used.


OVEN CLEANER



1 cup or more baking soda

Water

A squirt or two of liquid castile soap



Sprinkle water generously over the bottom of the oven, then cover the grime with enough baking soda that the surface is totally white. Sprinkle some more water over the top. Let the mixture set overnight. You can easily wipe up the grease the next morning because the grime will have loosened. When you have cleaned up the worst of the mess, dab a bit of liquid castile soap on a sponge and wash the remaining residue from the oven





ALL-PURPOSE SPRAY CLEANER



1-teaspoon borax

½-teaspoon washing soda

2 tablespoons vinegar

½-teaspoon castile soap

2 cups very hot tap water

Spray bottle



Combine the borax, washing soda, vinegar, and liquid castile soap in a spray bottle. Add very hot tap water, shaking the bottle gently until the minerals have dissolved. Spray on to the area to be cleaned and wipe with a sponge, rag, or cellulose sponge cloth.



DISINFECTANT SPRAY



2 Cups Water

¼ Cup White Vinegar

¼ tsp. Tea Tree Oil

¼ tsp. Lavender Oil



Combine and store in a spray bottle. Shake occasionally. Use where ever a disinfectant spray is needed.



Note: A definition from Dr. Dan Berger (Faculty- Chemistry/Science dept. at Bluffton College) gives a bit of understanding regarding the primary difference between Washing Soda (Sodium Carbonate) and Baking Soda (Sodium Bicarbonate).

". . . washing soda will consume two equivalents of acid, while baking soda will only consume one equivalent."















All-Purpose Cleaner: Mix 1/2 cup vinegar and 1/4 cup baking soda (or 2 teaspoons borax) into 1/2 gallon (2 liters) water. Store and keep. Use for removal of water deposit stains on shower stall panels, bathroom chrome fixtures, windows, bathroom mirrors, etc.

Another alternative is microfiber cloths which lift off dirt, grease and dust without the need for cleaning chemicals, because they are formulated to penetrate and trap dirt. There are a number of different brands. A good quality cloth can last for several years.

Air Freshener: Commercial air fresheners mask smells and coat nasal passages to diminish the sense of smell.

• Baking soda or vinegar with lemon juice in small dishes absorbs odors around the house.

• Having houseplants helps reduce odors in the home.

• Prevent cooking odors by simmering vinegar (1 tbsp in 1 cup water) on the stove while cooking. To get such smells as fish and onion off utensils and cutting boards, wipe them with vinegar and wash in soapy water.

• Keep fresh coffee grounds on the counter.

• Grind up a slice of lemon in the garbage disposal.

• Simmer water and cinnamon or other spices on stove.

• Place bowls of fragrant dried herbs and flowers in room.

Bathroom mold: Mold in bathroom tile grout is a common problem and can be a health concern. Mix one part hydrogen peroxide (3%) with two parts water in a spray bottle and spray on areas with mold. Wait at least one hour before rinsing or using shower.



Carpet stains: Mix equal parts white vinegar and water in a spray bottle. Spray directly on stain, let sit for several minutes, and clean with a brush or sponge using warm soapy water.

For fresh grease spots, sprinkle corn starch onto spot and wait 15 - 30 minutes before vacuuming.

For a heavy duty carpet cleaner, mix 1/4 cup each of salt, borax and vinegar. Rub paste into carpet and leave for a few hours. Vacuum.



Chopping block cleaner: Rub a slice of lemon across a chopping block to disinfect the surface. For tougher stains, squeeze some of the lemon juice onto the spot and let sit for 10 minutes, then wipe.



Coffee and tea stains: Stains in cups can be removed by applying vinegar to a sponge and wiping. To clean a teakettle or coffee maker, add 2 cups water and 1/4 cup vinegar; bring to a boil. Let cool, wipe with a clean cloth and rinse thoroughly with water.



Deodorize:

• Plastic food storage containers - soak overnight in warm water and baking soda

• In-sink garbage disposal units - grind up lemon or orange peel in the unit

• Carpets - sprinkle baking soda several hours before vacuuming

• Garage, basements - set a sliced onion on a plate in center of room for 12 - 24 hours



Dishwasher Soap: Mix equal parts of borax and washing soda, but increase the washing soda if your water is hard.

If you want to use a commercial dishwashing soap, try Ecover Ecological or Trader Joe's powders, which contain no bleach or phosphates.

Dishwashing Soap: Commercial low-phosphate detergents are not themselves harmful, but phosphates nourish algae which use up oxygen in waterways. A detergent substitution is to use liquid castile soap. Add 2 or 3 tablespoons of vinegar to the warm, soapy water for tough jobs.

Disinfectant: Mix 2 teaspoons borax, 4 tablespoons vinegar and 3 cups hot water. For stronger cleaning power add 1/4 teaspoon liquid castile soap. Wipe on with dampened cloth or use non-aerosol spray bottle. (This is not an antibacterial formula. The average kitchen or bathroom does not require antibacterial cleaners.)

To disinfect kitchen sponges, put them in the dishwasher when running a load.

Drain Cleaner: For light drain cleaning, mix 1/2 cup salt in 4 liters water, heat (but not to a boil) and pour down the drain. For stronger cleaning, pour about 1/2 cup baking soda down the drain, then 1/2 cup vinegar. The resulting chemical reaction can break fatty acids down into soap and glycerin, allowing the clog to wash down the drain. After 15 minutes, pour in boiling water to clear residue. Caution: only use this method with metal plumbing. Plastic pipes can melt if excess boiling water is used. Also, do not use this method after trying a commercial drain opener--the vinegar can react with the drain opener to create dangerous fumes.



Fabric softener: To reduce static cling, dampen your hands, then shake out your clothes as you remove them from the drier. Line-drying clothing is another alternative.



Floor Cleaner and Polish:

vinyl and linoleum: mix 1 cup vinegar and a few drops of baby oil in 1 gallon warm water. For tough jobs, add 1/4 cup borax. Use sparingly on linoleum.



Most floor surfaces can be easily cleaned using a solution of vinegar and water. For damp-mopping wood floors: mix equal amounts of white distilled vinegar and water. Add 15 drops of pure peppermint oil; shake to mix.



Furniture Polish: For varnished wood, add a few drops of lemon oil into a 1/2 cup warm water. Mix well and spray onto a soft cotton cloth. Cloth should only be slightly damp. Wipe furniture with the cloth, and finish by wiping once more using a dry soft cotton cloth. +For unvarnished wood, mix two tsps each of olive oil and lemon juice and apply a small amount to a soft cotton cloth. Wring the cloth to spread the mixture further into the material and apply to the furniture using wide strokes. This helps distribute the oil evenly.



Laundry Detergent: Mix 1 cup Ivory soap (or Fels Naptha soap), 1/2 cup washing soda and 1/2 cup borax. Use 1 tbsp for light loads; 2 tbsp for heavy loads.



Lime Deposits: You can reduce lime deposits in your teakettle by putting in 1/2 cup (125ml) white vinegar and 2 cups water, and gently boiling for a few minutes. Rinse well with fresh water while kettle is still warm.



Marks on walls and painted surfaces: Many ink spots, pencil, crayon or marker spots can be cleaned from painted surfaces using baking soda applied to a damp sponge. Rub gently, then wipe and rinse.







Metal Cleaners and Polishes:

aluminum: using a soft cloth, clean with a solution of cream of tartar and water.

brass or bronze: polish with a soft cloth dipped in lemon and baking-soda solution, or vinegar and salt solution. Another method is to apply a dab of ketchup on a soft cloth and rub over tarnished spots.

chrome: polish with baby oil, vinegar, or aluminum foil shiny side out.

copper: soak a cotton rag in a pot of boiling water with 1 tablespoon salt and 1 cup white vinegar. Apply to copper while hot; let cool, then wipe clean. For tougher jobs, sprinkle baking soda or lemon juice on a soft cloth, then wipe. For copper cookware, sprinkle a lemon wedge with salt, then scrub., A simpler method is to apply a dab of ketchup on a soft cloth and rub over tarnished spots.

gold: clean with toothpaste, or a paste of salt, vinegar, and flour.

silver: line a pan with aluminum foil and fill with water; add a teaspoon each of baking soda and salt. Bring to a boil and immerse silver. Polish with soft cloth.

stainless steel: clean with a cloth dampened with undiluted white vinegar, or olive oil. For stainless cookware, mix 4 tbs baking soda in 1 qt water, and apply using a soft cloth. Wipe dry using a clean cloth. For stainless steel sinks, pour some club soda on an absorbent cloth to clean, then wipe dry using a clean cloth.

Mold and Mildew: Use white vinegar or lemon juice full strength. Apply with a sponge or scrubby.



Mothballs: The common mothball is made of par dichlorobenzene, which is harmful to liver and kidneys. Cedar chips in a cheesecloth square, or cedar oil in an absorbent cloth will repel moths. The cedar should be 'aromatic cedar', also referred to as juniper in some areas. Cedar chips are available at many craft supply stores, or make your own using a plane and a block of cedar from the lumberyard.



Oil and Grease Spots: For small spills on the garage floor, add baking soda and scrub with wet brush.

Paint Brush Cleaner: Non-toxic, citrus oil based solvents are now available commercially under several brand names. Citra-Solve is one brand. This works well for cleaning brushes of oil-based paints. Paint brushes and rollers used for an on-going project can be saved overnight, or even up to a week, without cleaning at all. Simply wrap the brush or roller snugly in a plastic bag, such as a used bread or produce bag. Squeeze out air pockets and store away from light. The paint won't dry because air can't get to it. Simply unwrap the brush or roller the next day and continue with the job. Fresh paint odors can be reduced by placing a small dish of white vinegar in the room.



Rust Remover: Sprinkle a little salt on the rust, squeeze a lime over the salt until it is well soaked. Leave the mixture on for 2 - 3 hours. Use leftover rind to scrub residue.

Scouring Powder: For top of stove, refrigerator and other such surfaces that should not be scratched, use baking soda. Apply baking soda directly with a damp sponge.

Shoe Polish: Olive oil with a few drops of lemon juice can be applied to shoes with a thick cotton or terry rag. Leave for a few minutes; wipe and buff with a clean, dry rag.



Stickers on walls: Our children covered the inside of their room doors with stickers. Now they are grown, but the stickers remained. To remove, sponge vinegar over them several times, and wait 15 minutes, then rub off the stickers. This also works for price tags (stickers) on tools, etc.

Toilet Bowl Cleaner: Mix 1/4 cup baking soda and 1 cup vinegar, pour into basin and let it set for a few minutes. Scrub with brush and rinse. A mixture of borax (2 parts) and lemon juice (one part) will also work.



Tub and Tile Cleaner: For simple cleaning, rub in baking soda with a damp sponge and rinse with fresh water. For tougher jobs, wipe surfaces with vinegar first and follow with baking soda as a scouring powder. (Vinegar can break down tile grout, so use sparingly.)

Wallpaper Remover: Mix equal parts of white vinegar and hot water, apply with sponge over the old wallpaper to soften the adhesive. Open room windows or use a fan to dissipate the pungent vinegar smell.

Water Rings on Wood: Water rings on a wooden table or counter are the result of moisture that is trapped under the topcoat, but not the finish. Try applying toothpaste or mayonnaise to a damp cloth and rub into the ring. Once the ring is removed, buff the entire wood surface.



Window Cleaner: Mix 2 teaspoons of white vinegar with 1 liter (qt) warm water. Use crumpled newspaper or cotton cloth to clean. Don't clean windows if the sun is on them, or if they are warm, or streaks will show on drying. The All-Purpose Cleaner (above) also works well on windows. Be sure to follow the recipe, because using too strong a solution of vinegar will etch the glass and eventually cloud it.

Cleaning With Vinegar



Vinegar as a disinfectant



A straight 5 percent solution of vinegar such as you can buy in the supermarket kills 99 percent of bacteria, 82 percent of mold, and 80 percent of germs (viruses). Vinegar loses its odor when it dries and it keeps rodents away.



Whirlpool Tub



Pour 1 gallon of white vinegar into the water of your whirlpool tub, once a year and run it. This will keep the jets from clogging up from soap scum and buildup, etc.



Cheap Cleaning Solution:

1/3 part white vinegar

1/3 part rubbing alcohol

1/3 part water

3 drops dishwashing liquid



Mix this into a (recycled) spray bottle and you have the equivalent of a floor cleaner. Just spray and mop; also great for deodorizing a room and for a fast cleanup. Use this on any tile floors with great results the alcohol is added to make it dry faster- so it is not essential



Hard Water Deposits

Use vinegar to get rid of the hard water deposits around your sink. Soak a paper towel with vinegar and place it around the area that needs to be cleaned or for cleaning the faucet you can soak the towel and wrap it around and rubber band it in place. Do this overnight and the next morning it's a cinch to wipe clean. This has been safe for

brass faucets as well.



Microwave



To clean your microwave: use 1 Tablespoon of vinegar, one cup of warm water and 1 or 2 drops of dish soap in a small microwave safe bowl. Put it in the microwave on high for 3-4 minutes and let stand for 15 minutes. Then wipe the microwave out with a damp sponge. The steam and use of vinegar loosens up the build up in the microwave.



































Potential Household Product Hazards







Product Type Possible Ingredients Potential Hazards

Air fresheners and deodorizers Formaldehyde Toxic; carcinogen; irritant to eyes, nose, throat and skin; may cause nausea, headaches, nose bleeds, dizziness, memory loss, and shortness of breath

Antifreeze Ethylene glycol Very toxic; 3 ounces can be fatal to adult; damage to cardiovascular system, blood, skin and kidneys

Methanol Moderately toxic; ingestion may cause coma. respiratory damage

Bleach Sodium hypochlorite Corrosive; irritates or burns skin, eyes, respiratory tract; may cause pulmonary edema or vomiting and coma if ingested; contact with other chemicals may cause chlorine fumes

Car Wax, Polish Petroleum distillates Associated with skin and lung cancer; irritant to skin, eyes, nose, lungs; entry into lungs may cause fatal pulmonary edema

Disinfectants Sodium hypochlorite Corrosive; irritates or burns skin, eyes; may cause pulmonary edema. or vomiting and coma if ingested

Phenols Flammable; very toxic; respiratory, circulatory or cardiac damage

Ammonia Vapor irritating to eyes, respiratory tract and skin; possible chronic irritation

Drain Cleaner Sodium or potassium hydroxide (Iye) Caustic; irritant; inhibits reflexes; burns to skin, poisonous if swallowed due to severe tissue damage

Hydrochloric acid Corrosive, irritant; damage to kidney, liver and digestive system

Trichloromethane Irritant to nose and eyes; central nervous system depression, liver and kidney damage if ingested

Flea Powder Carbaryl Very toxic; interferes with human nervous system; may cause skin, respiratory system, cardiovascular system damage

Dichlorophene Skin irritation; may damage liver, kidney, spleen and central nervous system

Chlordane and other chlorinated hydrocarbons Very slow biodegradation; accumulates in food chain; may damage eyes, lungs, liver, kidneys and skin

Floor Cleaner/Wax Diethylene Glycol Toxic, causes central nervous system depression and kidney, liver lesions

Petroleum Solvents Highly flammable; associated with skin and lung cancer, irritant to skin, eyes, nose, throat, lungs

Ammonia Vapor irritation to eyes, respiratory tract and skin; possible chronic irritation

Furniture Polish Petroleum distillates or Mineral spirits Highly flammable, moderately toxic, associated with skin and lung cancer, irritant to skin, eyes, nose, throat, lungs, entry into lungs may cause pulmonary edema

Oven Cleaner



Sodium or potassium hydroxide (Iye) Caustic; irritant, inhibits reflexes; burns to skin, eyes; poisonous if swallowed due to severe tissue damage

Paint Thinner Chlorinated aliphatic hydrocarbons Slow decomposition; liver and kidney damage

Esters Toxicity varies with specific chemical; causes eye, nose and throat irritation and anesthesia

Alcohols Volatile and flammable; eye, nose and throat irritation

Chlorinated aromatic hydrocarbons Flammable; toxicity varies with specific chemical; may cause respiratory ailments

Ketones Flammable; skin irritant; benzene is a carcinogen; possible liver and kidney damage

Paints Aromatic hydrocarbon thinners Flammable; skin irritant; benzene is a carcinogen; possible liver and kidney damage

Mineral spirits Highly flammable; skin, eye, nose, throat, lung irritant; very high air concentrations may cause unconsciousness, death

Motor Oil/Gasoline Petroleum hydrocarbons (benzene) Highly flammable; associated with skin and lung cancer; irritant to skin, eyes, nose, throat, lungs; pulmonary edema; benzene is a carcinogen

Lead Damage to digestive, genitourinary, neuro-muscular and central nervous system; anemia and brain damage

Spot Removers Perchlorethylene or trichloromethane Slow decomposition; liver and kidney damage; perchlorethylene is a suspected carcinogen

Ammonium hydroxide Corrosive; vapor extremely irritable to skin, eyes and respiratory passages; ingestion causes tissue burns

Sodium hypochlorite Corrosive, irritates skin, eyes, respiratory tract; may cause pulmonary edema and skin burns

Toilet Bowl Cleaner Sodium acid sulfate, oxalate or hypochloric acid Corrosive; burns from skin contact or inhalation; ingestion may be fatal

Chlorinated phenols Flammable; very toxic; respiratory, circulatory or cardiac damage

Window Cleaners Diethylene glycol Toxic; causes central nervous system depression and degenerative lesions in liver and kidneys

Ammonia Vapor irritating to eyes; respiratory tract and skin; possible chronic irritation

Wood Stain/Varnish Mineral spirits, gasoline Highly flammable; associated with skin and lung cancer; irritant to skin, eyes, nose, throat, lungs; entry into lungs may cause fatal pulmonary edema

Benzene Flammable; carcinogen; accurnulates in fat, bone narrow, liver tissues

Lead

Damage to digestive genitourinary, neuro-muscular and central nervous system; anemia and brain damage























Our goal is to be your

Real Estate Consultants for life





Other great websites for the environment and healthy living:





www.naturalhomemagazine.com



http://www.treehugger.com/



www.bbmc.com (Boston Building Materials Co-op)



www.energystar.gov



www.massenergy.com






















































Wednesday, April 4, 2018

What I Do For My Buyer Clients

What I do for My Buyer Clients


















I am an Accredited Buyer Representative with the National Association of Realtors. I’ve been educated and trained and work by a code of ethics that has the buyer’s best interest in mind. I am interested in having you as clients for life and my number one goal is help you accomplish your goals. 

Finding Your Home:
1.  Initial consultation to understand your needs, wants and goals
2.  Educate you on the buying process (review documents and timeline)
3.  Share my market knowledge
4.  Provide electronic access to everything on the market in the Multiple Listing Service via daily emails with status updates
5.  Representation for any and all properties, including for sale by owners
6.  Share my extensive network of professionals, including:  lenders, attorneys, and home inspectors
7.  Schedule and accompany you to properties you wish to view 
8.  Provide open house schedules that you may want to visit (please notify open house agent that you have a buyer’s agent)
1
Ready To Make An Offer:

1.  Provide objective feedback for resale, return investment
2.  Research permits, tax records, liens and sale history
3.  If you are looking at a condominium, research association’s history of condo fees/special assessments/ownership numbers (may need to put that in the offer) 
4.  Provide an objective analysis of value based on sold properties similar to the property you are interested in.
5.  Discuss and write the offer to purchase with you.
6.  Negotiate the offer in your best interest.
Under Agreement Preparing for Home Ownership:
1.  C0ordinate and accompany you on the home inspection.
2.  Negotiate any issues that arise from home inspection.
3.  Coordinate and meet with you for the signing of the purchase and sale (P & S) 
4.  Protect you by monitoring contingencies and deadlines.
5.  Coordinate and accompany you through the final walk through and prepare you for the closing.
Home Ownership More:
1.  Call and check in to see if you have everything you need.
2.  Consult with you anytime on anything (neighborhood, community services, home improvements, re-financing, etc.)
2

Green Links


Green Links












Mary Wallace Collins
 Realtor, Green, Accredited Buyer Representative
Story-TellerDream MakerChapter Starter

Unlimited Sotheby's International Realty
Cleveland Circle, Brookline
Newton Center
 Jamaica Plain
www.marymwallace.com
Mary.wallace@unlimitedsir.com 
617-293-8002



Everyone Has A Story... You are in the middle of yours  which way do you Turn? where does your new chapter begin? Home is a place we make most of our stories happen... Imagining your future is part of the journey. Mary can help you find your way to the next chapter helping you turn your dream into a reality.  Experienced and discerning. Educated, savvy and easy to work with- you won't go wrong choosing her to represent you in owning your most prized possession / your next home.

Helping Your Family Move




Moving from one house to another is seldom easy or fun for adults and it can be especially troubling for children.  If parents deal with their children’s concerns and needs thoughtfully, much of that distress and discomfort can be avoided.

Children see moves differently than their parent’s do, and they benefit much less from the change in their comfortable routines, or so it seems at the time.  Most often, a change in houses or communities heralds an important step forward for the adult members of the family.   The family moves because a parent has a great new job or a promotion in reward for years of hard work.  They move because financial success has allowed the purchase of a bigger or nicer house.  They move because they can afford more space.

In 2000 mobile and hard striving people typically live in a house for about four years and then move on as their careers or fortunes allow.  That short time span is only a small percentage of the life-to-date for a 30 or 40 year old, but the same four years is a half the life-time of an 8 year old, and it includes almost all the years he or she can remember.  To a parent, this house may be only the place they have lived recently.  They think of it as a weigh station on the road of life.  To kids, however, it may be the only home they have ever really known.  This is their house, the place they feel safe and comfortable and thoroughly at home with.  A house is much more than a roof and walls to a child.  It is the center of his or her world.  A move threatens to take that sphere away and leave something totally strange in its place.  The familiar friends, schools, shops and theaters, the streets, tress and parks – all will no longer exist for them.  Everything soon will be strange, and they will live in someone else’s world.

The impact of a move on a typical child starts about the time he or she first hears that Mommy or Daddy has accepted a promotion, and often continues for about a year, until the new house becomes home and memories of the previous place fade.  It’s not usually necessary to announce this big change to children immediately, although they must hear about it from you before someone else breaks the news.  Most teenagers see themselves as adult members of the family, and will probably feel they have been left out if they don’t hear everything from the first day.  But it is probably not a good idea to tell toddlers and preschoolers until they have to know.  There is no point in making them worry far in advance.  Be sure to announce the move in a totally positive way.  You might say how proud you are that your company has chosen you out of many other employees to manage a new office in Cleveland.  Talk about what a beautiful city Cleveland is how good the schools are and how nice the people are.  Tell truthful but very positive stories about how nice the new house will be.  Ask them what the favorite things are in their lives now, and then try to make them happen in the new home.  If the new home is too far away to allow a visit by the entire family after it has been selected, show the children pictures of it from every angle.  Videotape it, if you can.  Emphasize the positive views and be sure to include pictures of each child’s new room.  Try to name the house with some romantic description like   “oak hill” for the big trees and the sloping lawn 

Thursday, August 3, 2017

JP, Rozzie and West Roxbury Realtor 

(180 Arborway taken by a drone from above the Arboretum)

Mary Wallace Collins, Realtor 

(Formally known as:  Mary Hannon )

I am a realtor in the area and have been for almost 20 years.  I have been a member of teams and have been in the same location on Centre street for the duration (673 Centre Street, Jamaica Plain)  My office has gone through changes (all for the better).  Once Prudential Prime Properties then it became:  Prudential Unlimited Realty; and now it's:  Unlimited Sotheby's International Realty. I worked Many of my years in real estate under the name: Mary Hannon (Hannon Homes). I have since married and have had a name change to Mary Wallace Collins.  I am the same person but with more experience and knowledge and I'm with the same company but with better tools and a larger sphere of influence. Our international name and reputation has a broad net to insure that our clients have the most exposure in the best light.

Mary Wallace Collins, Realtor
Unlimited Sotheby's International Realty
673 Centre Street
Jamaica Plain, MA 02130
617-293-8002
mary.wallace@unlimitedsir.com

Monday, December 20, 2010

The Contents of an Offer to Purchase

Purchasing Real Estate

The offer as an outline of intention on purchasing (when there is a 2 part process to purchase)

Price

Asking price is a marketing tool. Value is established by the most recent sales in the neighborhood of similar homes w/ the same amenities, size, and condition. Value is in the eye of the beholder--the buyer. Value is not established based on how much it was purchased for by the current seller or by the amount of money the seller has invested in the property

Asking price may be above the real value or below value. It is usually in the vicinity of the value but it isn’t the be-all, end-all. The best possible pricing for a seller to get the highest price is to be slightly below value. If there are 3 properties with similar characteristics priced at 100k, and the 4th property comes on the market for 97k. Which property would you want to see first? The lower the price the more interest with the larger pool of potential buyers (which can drive the price up)

Some information should be taken into consideration as you make an offer:

Are there any offers on the table? Has there been an accepted offer on the property?

Do not ask, “How long has it been on the market?” – Your agent can tell you that, when you sit down to make an offer-- It has nothing to do with what the sellers will accept or the value and is immediately seen as a clue that you are attempting to negotiate the price down and you’ll make the other party defensive.

In some cases you can offer an additional amount to have toward “closing costs.” The typical buyer’s costs are: title insurance for both the buyer and the bank, attorneys’ fees, bank appraisal. Incorporating costs into the mortgage may be helpful if you want to put most of your available money toward the down payment and won’t have a lot of money available at the closing. At the closing (day you buy the property and “close” the deal) you will also need to bring money for “pre-paids” You will pay the interest on the loan for the next month. So ,if you close on Dec 20th , you would pay interest from Dec 20-January 30 on the loan and your first mortgage payment would be February 1. You will also need to escrow taxes. The lender will want ¼ of the annual taxes put into an escrow account so that it is available for the next tax period.

Terms and Conditions

Things to consider:

The seller’s time frame and situation and use it to your advantage:

v When are they looking to close?

v If it is a family in need of finding suitable housing, you may want to know that going in.

v If it is vacant, you may save some money on price with a willingness to close sooner than later (the sellers have carrying costs and if you can close earlier you can cut the price by the money they will save – we can start with an offer that is lower with an outside closing date..then negotiate the date to an earlier date this will allow you to counter terms not price)

Typically your offer will include “contingencies” time frames to allow you to secure a mortgage and to insure that the property has no major issues that will need to be addressed (termites, foundation issues, problems with the systems and structure) When making an offer it is essential that you know what you are looking at.. what you see is what you are making an offer on.. broken window, peeling paint, the one outlet in the dining room are things that you should be aware of when you make an offer.

Mortgage contingency

v The mortgage contingency allows an “out” of the contract if you cannot get a loan.

v You can remove the contingency and still get a mortgage

v You can ask for typically 3 weeks from the final contract to purchase to get a mortgage

v In the event you are confident that a mortgage company will give you the mortgage you could remove the contingency and improve your offer (this is good when you are competing against investors or have multiple offers) – it is risky but if you have a good pre-approval with a huge amount down, It can allow you to compete with a higher offer that has a mortgage clause

For instance:

Offer 1: 305k, close in 60 days, mortgage amount of 90%

Offer 2: 300k, close in 45 days (property vacant) and no mortgage contingency

Those offers are very close and may be worth taking the 300k offer. In today’s market when mortgages can be difficult this will be appealing.

Home inspection contingency

v The inspection is a time to reconsider your offer.

v Having a licensed professional home inspector go over the property point of possibly backing out or renegotiating your original offer

v You typically have a week to complete a home inspection

v You could have the inspection but NOT make it a “contingency” but use it to get more information. In the event you do want “out” of the contract and do not have a clause to protect you, you would lose your 1000. Offer deposit.

v If you are in a competing offer and you don’t want to increase your offer price you can remove this contingency or add a dollar amount, “if there is more than $10,000 worth of work, then I want to reconsider my offer

Even in a buyer’s market there are times when you want to structure your offer in a favorable light to the seller. Your goal is to get your offer accepted. There are instances when you want to protect yourself but improve your offer without improving price or when there are competing offers.

Pest, radon and lead inspections:

Pest- can be discovered as you have a regular inspection (ask your inspector if they will do a “preliminary” pest inspection, if they will and they find signs, they will suggest you get a full pest inspection)

Radon- #2 leading cause of lung cancer it costs between $1000-1500 on average to add a ventilating system to mitigate radon. You should test for radon, especially if you have finished basement space or live below grade. Radon is a natural occurring gas that is produced with the breakdown of rock, primarily granite. Circulating air mitigates radon.

Lead paint exists in properties built before 1978. It is a hazardous material that causes brain damage; in particular, to children, who are more at risk because of their size and nutritional needs. Never sand paint unless you know it is free of lead. The presence of lead in a property will not affect the value. Most sellers will not renegotiate the value of a property because there is lead paint. An offer that requires that the buyer test for lead paint is a more cumbersome offer, you can always test for lead paint and not make it a “contingency”. If it is a serious worry or concern, buying property just for your information.

All contingencies are cumbersome for the seller. They are to protect the buyer and allow the buyer an “out.” If a buyer is not capable of getting a loan or is not happy with the detailed information on the property, they may want to get out of the deal; but many buyers use the contingencies as an out when they have “buyer’s remorse.”

Buyer’s remorse is just that-- a second thought on whether the property is the right decision. Having 2nd thoughts is a natural reaction. It happens all the time. If you were talked into buying the property by your real estate agent or a partner or friend you may have more of the feeling that you made the wrong decision. It is an important decision and you should have moment to pause. It is essential that you have as much information about the property in order to make the best decision. Having a Realtor who is familiar with the location and is experienced with the process and real estate who is a trusted advocate --is worth their weight in gold. A trusted consultant will guide you effortlessly through the process and offer you opportunities the entire way to allow you to make the right decision.

Thursday, December 9, 2010

NEW PRICE 215,000 | 91 Bynner Street # 8, Boston, MA 02130 | Beds: 1 | Baths: 1/0 | Sqft: 500

Text me at 61-293-8002 for open house NEW PRICE "Sunny Top Floor Corner 1Br With 9 Ceilings & Private Deck.Completely Renovated Bath & Kitchen. All New Electric. Refinished Hw Floors Throughout. Eat-In Kitchen W Granite, Dw, & Stainless Range.Br Has Nice Views To Horizon. Low Condo Fee Of $190 Includes Heat & Laundry Fac. In Prof Managed Bldg. 2/3 Owner-Occupied & Pet-Friendly(With Few Pets). Basement Storage W/Bike Room. Great Jp Location Near Pond, T, & Longwood.

Wednesday, December 8, 2010

Perfect Pied A Terre



Perfect spot in Jamaica Plain, near Jamaica Pond....

  • Sunny Top Floor 1 Bedroom
  • Brand new bath and Kitchen
  • Refinished oak floors throughout
  • Private deck off of Living room
  • Brand new updated Electric
  • All new paint throughout
  • All new light fixtures
  • Low condo fee of 190 (includes heat and hot water, plus free laundry in the basement
  • Private storage in basement
  • walk out basement with Bike storage
  • 7 out of 11 owner occupied
  • Pet friendly (but few pets)
  • Easy overnight parking on the street
  • walking distance to everything
  • Near to public transportation, Pond, Longwood Medical Area



Wednesday, November 10, 2010

Neighborhoods of Jamaica Plain

There are many neighborhoods within Jamaica Plain. Here is a map provided by the Jamaica Plain Gazette that shows the basic outline of the different neighborhoods. The price ranges vary depending on the neighborhood.
The most expensive properties are found in the Sumner Hill, Pondside and Moss Hill neighborhoods, The least expensive would be Egelston and Hyde Square.
For a first time home buyer looking for a condominium in the $300,000 range or lower you would find roughly 900 square feet in the South Street, Forest Hills and Parkside neighborhood. This would be where the typical triple decker condo would exist. A single family in the 400-600 range in the Woodbourne neighborhood or maybe a few streets in the Arboretum neighborhood (Jamaica Street, St Rose Street, St Joseph St) You may also see a single family on McBride or a few others in the South street neighborhood.
The Brewery neighborhood (Brookside) is up and coming and has a lot to offer now that the neighborhood is home to Bella Luna and The Milkyway, as well as, Oola's Cafe and Mike's Gym. For an unlimited education on the neighborhoods and the streets of Jamaica Plain. I'd be glad to chat with you and fill you in.. look back for more information on the neighborhoods as I feature one each week.

Saturday, September 25, 2010

Sunny Tree-top Condominium with Downtown Views













  • 80 Aldrich Street, #2,
  • Sunny 2 bedroom
  • renovated kitchen
  • extra large living room
  • formal dining room w/built-in
  • low condo fee of $150
  • pantry w/laundry
  • wonderful location between Rossi Sq and W.Rox
  • lovely detail and wood floors
  • $299,000
  • Great views from front deck

Sunday, September 19, 2010